As Your Business Fluctuates...So Does Its Life Insurance Needs!

Oberryman Insurance Agency will work together with you to determine what coverage is appropriate for your business.

   Get a Coverage Review

  • Coverage will not be bound or changed until confirmed by a licensed agent.
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Events that can change your coverage needs.

Certain events in your business are more likely to change your life insurance coverage needs. Some of these events include:

Change in Business Value

Loss/Gain of Key Employee

Change in Business Structure

Change in Partners

Adding Family Members

Changes in Tax Laws

Change in Health of Insured’s

Change in Cashflow

Adding Family Members

Changes in Tax Laws

Change in Health of Insured’s

Change in Cashflow

Why Should You Review Your Life Insurance Coverage?

You know how important life insurance is to your overall business plan. Reviewing your coverage assesses if it still meets your objectives; which can change in conjunction with what is happening in your business.

Get a Coverage Review

4 basic outcomes to a policy review:

Your policy effectively meets your goals

Your policy does not meet your goals

Your policy is performing effectively

Your policy is not performing effectively

What Does This Complimentary Life Review Involve?

Business Life Insurance - We Work With You - Business Meeting Handshake with a Group of Clients and Business Partners

We Work With You

We’ll work together to determine what coverage is appropriate for your business; based on your current situation, goals and tax status.
  • First, we’ll review your current death benefit amount and perform a Needs Analysis to establish how much insurance is right for your business.
  • Next, we’ll evaluate your current policy premium versus performance to determine if it’s cost effective. If it’s not, I’ll analyze which products are a suitable fit for your needs, and make recommendations based on your goals.
  • Finally, we’ll verify that your current policy ownership & beneficiary designations are still suitable. I can also prepare a more detailed analysis of your business to determine if you are taking full advantage of what your life insurance can do for you.

Contact Me to Review Your Coverage

Orlando N. Berryman (Principal/Agent)

Text: 703-436-8978 (please identify yourself if you text)
Call: 703-986-0468

Get a Coverage Review

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2500 Hunter Pl. Suite 202, Woodbridge, VA 22192 | 703-986-0468